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Our residents enjoy an independent life, elegant and spacious home styles, premium enrichment opportunities — and our unique Equity Advantage™. The sooner you make the decision to move, the more equity you can build.


How does it work?

The Equity Advantage provides that if a resident ever leaves Carolina Meadows, regardless of the reason, Carolina Meadows, Inc. will return the resident’s equity in his or her home; and, if the resale value of the resident’s Carolina Meadows home appreciates to cover the sales costs, the resident is entitled to one half of the net appreciation.


Do all retirement communities offer similar promises?

No. Some retirement communities provide what are known as non-refundable amortized entry fees and others offer refundable entry fees at a fixed percentage rate.

Amortized entry fees melt away at a certain rate per month, often in the range of 2 percent. A resident who pays a $200,000 entry fee would be entitled to a refund of $196,000 after one month, or $192,000 after two months and so on. After 50 months, there would be nothing left to refund.

Communities with refundable entry fees typically set refunds at 50 to 90 percent of the initial payment, with no time limit. If the contract called for a 90-percent refund, a resident who paid $200,000 at entry would receive a refund of $180,000. At 50 percent, the refund would amount to $100,000. The resident would not be entitled to any appreciation in value.

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